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SPECIALIZING IN: Gwinnett, Hall, Barrow and Jackson Counties. I can be reached at: (404)395-1177.
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Very Helpful
“Just wanted…to let you know how much help Mary Ellen Small was with my new home purchase and the sale of my previous home.”
J. Martin
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Mary Ellen Small is one of The
Top Selling Real Estate Experts™
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Special Offers From Me To You! Just for you, I've assembled some Special Offers. Choose one or all!  
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What land did the U.S. Government buy for $7.2 million?
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| A |
In March 1867, the US bought all of Russian America (Alaska) from Russia. |
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- NUMBER1EXPERT™ 
