Buford, Flowery Branch and Winder, real estate and homes for sale in Georgia - Mary Ellen Small and Tim Hill, REALTORS® Mary Ellen Small and Tim Hill REALTORS(r) for Buford, Flowery Branch and Winder, Georgia real estate - NUMBER1EXPERTS™ Mary Ellen Small and Tim Hill NUMBER1EXPERTS(tm) for Buford, Flowery Branch and Winder, Georgia real estate
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Mary Ellen Small and Tim Hill, REALTORŪ, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
SPECIALIZING IN: Barrow, Gwinnett, Hall and Jackson Counties. Call Mary Ellen or Tim (678) 963-5689


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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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Mary Ellen Small, REALTORŪ, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
Tim Hill, REALTORŪ, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Ellen Small and Tim Hill
Carriage Hill Realty, LLC

30 South Broad St.
Winder, GA 30680
Office Phone: 678-963-5689
Mary Ellen: 404-395-1177
Tim: 678-227-3437
Fax: 1-866-428-5794
Email: SELL@CarriageHillRealty.com

Relocating, moving-up, or first time homebuying? Your priorities come first with Mary Ellen Small and Tim Hill. A broad marketing program and top-notch customer service are the keys to a hassle-free experience for their clients. As multi-million dollar producers, they have the background and negotiating skills to get the job done efficiently. Tim is a local, born and raised in this area, while Mary Ellen has been a resident since 1987. They have immense knowledge of the marketplace and the people. Buying or selling a home is one of the most important decisions of your life. Be sure you use the services of true professionals. Call or email Mary Ellen Small and Tim Hill, Brokers/Owners.

ABREqual HousingMLSREALTOR


Carriage Hill Realty, LLC real estate and homes for sale in Buford, Flowery Branch and Winder, Georgia

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