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SPECIALIZING IN: Barrow, Gwinnett, Hall and Jackson Counties. Call Mary Ellen or Tim (678) 963-5689
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SELLERS: Recieve a Free Pre-Sale Package!
Before signing a contract with any real estate agents, make sure you know EXACTLY how your home will be marketed.
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"You made our buying process so easy!"
"We have and will continue to recommend you to our friends and family. Thanks for everything"
M. and N. Matthews
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Mary Ellen Small and Tim Hill are some of The Top Selling Real Estate Experts™
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Quickly Find Out What that Home Down the Street Sold For, By Email, for Free. If you are considering selling your Buford, Flowery Branch and Winder, Georgia home, you are probably wondering what other homes in the area are selling for. There might be one home in particular that you'd like to know the sale price on, or you might be interested in all the homes that have sold recently in your Buford, Flowery Branch and Winder neighborhood. We can help! We can tell you exactly what any home sold for in your area. We will furnish you with a list of homes that have recently sold on your street or in your neighborhood. We can also tell you about homes similar to yours that are currently for sale. This service is entirely free, without obligation. As top Buford, Flowery Branch and Winder real estate agents, this is part of the service that we provide to home sellers on a daily basis.  Find out what a home or property sold for, by email, for free! It's our job to help you determine real estate values in Buford, Flowery Branch and Winder! There's no obligation, and we promise to get back to you quickly...
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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LET OUR PREFERRED LENDER FIND YOU THE RIGHT LOAN
Buying a home is a huge step. You can trust Covenant Mortgage to find the loan program that best suits you.
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Mary Ellen Small and Tim Hill
Carriage Hill Realty, LLC
30 South Broad St.
Winder, GA 30680
Office Phone: 678-963-5689
Mary Ellen: 404-395-1177
Tim: 678-227-3437
Fax: 1-866-428-5794
Email: SELL@CarriageHillRealty.com
Relocating, moving-up, or first time homebuying? Your priorities come first with Mary Ellen Small and Tim Hill. A broad marketing program and top-notch customer service are the keys to a hassle-free experience for their clients. As multi-million dollar producers, they have the background and negotiating skills to get the job done efficiently. Tim is a local, born and raised in this area, while Mary Ellen has been a resident since 1987. They have immense knowledge of the marketplace and the people. Buying or selling a home is one of the most important decisions of your life. Be sure you use the services of true professionals. Call or email Mary Ellen Small and Tim Hill, Brokers/Owners.    
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