Buford, Flowery Branch and Winder, real estate and homes for sale in Georgia - Mary Ellen Small and Tim Hill, REALTORS® Mary Ellen Small and Tim Hill REALTORS(r) for Buford, Flowery Branch and Winder, Georgia real estate - NUMBER1EXPERTS™ Mary Ellen Small and Tim Hill NUMBER1EXPERTS(tm) for Buford, Flowery Branch and Winder, Georgia real estate
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Mary Ellen Small and Tim Hill, REALTOR®, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
SPECIALIZING IN: Barrow, Gwinnett, Hall and Jackson Counties. Call Mary Ellen or Tim (678) 963-5689


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Mortgage Prequalification: Buford, Flowery Branch and Winder, Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Buford, Flowery Branch and Winder real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Investment Real Estate >Planning for Repairs

If you are the owner of an investment property, you are responsible when something breaks down in the building. So when the tenants call with an emergency, you will need to have a list of local repair companies you can contact, and money in the bank to pay for their services.

One of the best ways to protect your property investment is to purchase a home warranty that covers your home against unexpected system breakdowns that can be costly, particularly if the heating or plumbing systems need repair. The yearly cost of a good home warranty is probably less than the cost of replacing a broken water heater. If your property is older, a home warranty will provide you with greater security and peace of mind.

Another way to plan for investment property repairs is by building up a monthly surplus account, where part of your positive cash flow can sit in preparation for the day some major repair is needed. Having a "rainy day" fund will relieve you of financial stress when something has to be fixed.

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Real Estate Trivia
Q 
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?

A 
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.
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Mary Ellen Small, REALTOR®, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
Tim Hill, REALTOR®, real estate agents and broker for Buford, Flowery Branch and Winder, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Ellen Small and Tim Hill
Carriage Hill Realty, LLC

30 South Broad St.
Winder, GA 30680
Office Phone: 678-963-5689
Mary Ellen: 404-395-1177
Tim: 678-227-3437
Fax: 1-866-428-5794
Email: SELL@CarriageHillRealty.com

Relocating, moving-up, or first time homebuying? Your priorities come first with Mary Ellen Small and Tim Hill. A broad marketing program and top-notch customer service are the keys to a hassle-free experience for their clients. As multi-million dollar producers, they have the background and negotiating skills to get the job done efficiently. Tim is a local, born and raised in this area, while Mary Ellen has been a resident since 1987. They have immense knowledge of the marketplace and the people. Buying or selling a home is one of the most important decisions of your life. Be sure you use the services of true professionals. Call or email Mary Ellen Small and Tim Hill, Brokers/Owners.

ABREqual HousingMLSREALTOR


Carriage Hill Realty, LLC real estate and homes for sale in Buford, Flowery Branch and Winder, Georgia

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